> ## Documentation Index
> Fetch the complete documentation index at: https://academy.nmbmatch.com/llms.txt
> Use this file to discover all available pages before exploring further.

# What are USDT and USDC? 

> USDT and USDC are U.S. dollar-referenced stablecoins used for digital payments and transfers. Learn their uses, networks, and how to send them safely.

## What is a Stablecoin?

<iframe width="560" height="315" src="https://www.youtube.com/embed/vx_JyxuV1DE" title="What is a Stablecoin?" frameborder="0" allowfullscreen />

A **stablecoin** is a type of digital asset designed to maintain a relatively stable value, commonly by referencing a traditional currency such as the U.S. dollar. Two of the most widely used stablecoins are **USDT** and **USDC**.

## What is USDT?

**USDT (Tether)** is a stablecoin designed to track the value of the U.S. dollar. It is used across many cryptocurrency exchanges, wallets, and blockchain networks for transferring value and settling digital transactions.

### Common uses

* Sending digital funds between supported wallets
* Trading on supported cryptocurrency platforms
* Making payments where USDT is accepted
* Holding a dollar-referenced digital asset

## What is USDC?

**USDC (USD Coin)** is another U.S.-dollar-referenced stablecoin. Like USDT, it is used for digital payments, transfers, trading, and blockchain-based transactions on supported networks.

### Common uses

* Digital payments and transfers
* Wallet-to-wallet transactions
* Trading on supported exchanges
* Participating in supported blockchain applications

## USDT vs. USDC

| Feature            | USDT                         | USDC                         |
| ------------------ | ---------------------------- | ---------------------------- |
| Type               | Stablecoin issued by Tether  | Stablecoin issued by Circle  |
| Reference          | U.S. Dollar                  | U.S. Dollar                  |
| Common Use         | Trading, transfers, payments | Trading, transfers, payments |
| Supported Networks | BEP20, TRC20, ERC20          | ERC20                        |

## Choosing the Correct Network

USDT and USDC can exist on different blockchain networks. Before sending funds, always confirm that the **sending network and receiving network match**.

Examples may include:

* TRON / TRC20
* Ethereum / ERC20
* BNB Smart Chain / BEP20
* Other supported networks

<Warning>
  Sending funds through an unsupported or incorrect network may result in permanent loss. Always verify the official instructions before transferring assets.
</Warning>

## Before Making a Transaction

<Steps>
  <Step title="Confirm the correct stablecoin">
    Confirm whether you are sending USDT or USDC.
  </Step>

  <Step title="Confirm the correct blockchain network">
    Confirm the correct blockchain network.
  </Step>

  <Step title="Copy the destination wallet address carefully">
    Copy the destination wallet address carefully.
  </Step>

  <Step title="Confirm all details before submitting">
    Confirm all details before submitting.
  </Step>
</Steps>

## Notes

<AccordionGroup>
  <Accordion title="Are USDT and USDC the same?">
    No. They are separate digital assets issued by different organizations, although both are designed to reference the U.S. dollar.
  </Accordion>

  <Accordion title="Can I send USDT to a USDC address?">
    Do not assume that you can. Always follow the wallet or platform instructions and confirm the supported asset and network.
  </Accordion>

  <Accordion title="Are blockchain transactions reversible?">
    Usually not. Once confirmed on-chain, transactions generally cannot be reversed, so address and network verification is essential.
  </Accordion>
</AccordionGroup>