> ## Documentation Index
> Fetch the complete documentation index at: https://academy.nmbmatch.com/llms.txt
> Use this file to discover all available pages before exploring further.

# 3-Layer : Direct, Second-Level, and Third-Level Members

> NMB Match team earnings span three layers: direct invites, their invites, and one more level. Higher Agent Rank unlocks stronger team earning rates.

Your NMB Match team is organized into three layers of downline members, and each layer contributes to your team earnings.

## Layer 1 — Direct Members

Members directly invited by you.

## Layer 2 — Second-Level Members

Members invited by your Layer 1 members.

## Layer 3 — Third-Level Members

Members invited by your Layer 2 members.

Team earnings are calculated based on valid activity within Layers 1–3, your Agent Rank, and platform rules.

Higher Agent Rank may unlock higher team earning rates and greater growth potential.

<Info>
  **Note:** The calculations shown in the source example are based on the Legend Agent Rank.
</Info>